© 2001 - 2008 All Rights Reserved, The Credit Alternative Group, LLC 26 Park St., Montclair, NJ 07042
Everything is fast paced. Although we live in a world requiring us to speed up, do we ever take a moment to stop and think before making certain decisions - financial decisions that could have long term consequences on our personal well being. Our presenters show individuals how to achieve financial control by presenting the nuts & bolts of financial management, whether the subject matter is credit, investment basis or mortgage planning. They give tips, strategies and ideas which can be implemented immediately. Each presenter delivers an energizing and interactive program that provide individuals with the tools to make informed decisions to assure personal financial growth.
Lathea and Morlino Morris write a financial column for the NJ Herald News titled "Smart Credit Moves." Also, they are co-creators of The Complete Credit Management Toolkit.
Morlino Morris is a co-founder of The Credit Alternative Group. His concentration has mainly been with financial management matters of the consumer market and is the chief strategist of solutions for this market. He draws upon his extensive background in the pharmaceutical industry, financial planning, credit consulting and business studies at the Keller Graduate School of Management. He was named in 1999 as one of the "100 Most Influential" in New Jersey for economic development. Morlino earned the highest designation of Toastmasters International for participation and achievement in advanced communication and leadership. Morlino is the author of the book titled "A Prescription For Financial Health." Morlino and the Media.
Lathea Morris, co-founder of The Credit Alternative Group and Chief Credit Management Officer. Her concentration has been with the financial management matters of the small business market and is the chief strategist of solutions for this market. She draws upon her background as a Vice President of a major insurance company, Assistant Secretary of State of NJ, her studies in sociology & business and extensive research into the consumer credit and debt management business. She has earned the designation of "ACE", a certification with the Society of Certified Credit Executives of Creditors International.
Lathea has provided advice on a Debtors Education program for the National Bankruptcy Review Commission. Her research and experience in presenting programs to diverse women groups including women from Berlin, Germany representing the Paritätische Akademie, a training organization that includes training programs on strategic financial management, earned her an appointment to the New Jersey Advisory Commission on the Status of Women. She is a former Commissioner. Currently, Lathea is a Board of Trustee for the Essex County Economic Development Corporation. Also, she is an At-Large Advisory Board Member of the Rutgers Small Business Development Center. She is a former President of the Essex County Chapter of NJ Association of Women Business Owners.
Lathea and the Media.
Marie Sciarra, an alliance partner of The Credit Alternative Group is a mortgage consultant with IndyMac Mortgages. She has worked in various positions throughout the mortgage industry, and has been helping individuals reach their motgage financing goals for over 10 years. Her knowledge and expertise is evident with her consistent referral base and loyal client relations. Marie has an interesting dynamic that enables her to recognize and address individual needs and situations, while accomplishing all she needs to achieve in an effective and professional manner.
About Presenters
