You may be covered when it comes to health, life, car or home-owner's insurance. But what about legal coverage? If you're not, then prepaid legal services-also known as legal-insurance plans-may be for you, whether it's to look over a contract or legal document or to draw up a will.
Seven out of eight workers face at least one major legal life
event each year, according to a survey done by Market Strategies, a Livonia, Michigan, research firm. As Fortune 500 companies fire employees and do away with perks such as legal plans, more individuals are turning to insurance companies specializing in selling such coverage.
The question is not if you'll need a lawyer, but when. Given that people can't stop writing wills, filing for divorce or transferring property, buying legal services in advance makes good sense.
The National Resource Center for Consumers of Legal Services, a nonprofit research group, says that more than 40 percent of Americans are covered by a legal-insurance plan. For anywhere from $9 to $25 monthly, a lawyer from a network of participating law firms will assist you with a number of legal issues, including making calls or writing letters on your behalf, reviewing legal documents, drafting a will and even representing you in a traffic court.
Pre-Paid Legal Services, a giant in the legal plan industry, has operated since 1972. Headquartered in Ada, Oklahoma, with nearly 600 U.S. employees, the company is poised to grow with the increasing demand for legal advice. However, many people still don't know affordable plans exist.  The best way to explain it for people to understand is that prepaid legal plans are the same thing to legal fees that medical insurance would be to doctor bills, says Harland Stonecipher, Pre-Paid's CEO. It's preventative law, just like you practice preventative medicine. Why shouldn't you call an attorney to help you make better decisions? If you're going to get a divorce, don't kick your spouse out of the house first. Call an attorney and say, here's what I'm thinking. Can I throw my spouse out of the house or will I have to pay alimony? What about child support? All of these questions can be answered prior to actually paying for a consultation.

Sign-up today for a Pre-Paid Legal Plan - Your State's Plan Cost

NJ & NY Residents Download &  Complete This Application - Fax it Back to Us @ 973.858.0415 - Other State Residents Call to Sign-up Over the Phone.

Or, Sign-up Over the Phone

Identity Theft Shield

What if it happened to you? Would you know what to do if you became a victim of identity theft? Where would you start?:

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Prepaid Legal and Identity Theft Plans Make Sense For Many People

A Will protects your
assets and helps
minimize the chances of a contest over your estate. If you die without one, your estate will be distributed according to a rigid legal formula and not as you may have wished.

Sign-up for a legal plan today.

Call your bank and/or credit card company?

Contact the three major credit bureaus?
 
Go through the helpful but expensive steps recommended by the Federal Trade Commission in its 30-page consumer support
publication?

Fill out and submit the affidavit form supplied by the FTC to dispute new, unauthorized accounts?

Spend on average $1,200 in out-of-pocket expenses and an average of 175 hours in your efforts to resolve the many problems caused by identity thieves?

OR, with the Identity Theft Shield SM :
Get regular monitoring of your credit report and let the proven leaders in the identity restoration and legal services fields assist you. Listen to a message about the Identity Theft Shield Plan.  


 

 


 
It's no secret: Identity theft is a major problem in America. Think you're not at risk? Unfortunately you are.
Do you hand your credit card to servers at restaurants?
Do you sign your credit cards?
Do you keep your Social Security number in your wallet or purse?
Do you leave mail at your home or business for the postal carrier to collect?

Sign-up today for Identity Theft Shield: Only $9.95 per month with your Pre-Paid Legal Plan.
Only $12.95 per month without a Pre-paid Legal Plan
                                                                                          Download &  Complete This Application - Fax it Back to Us @ 973.858.0415

Or, Sign-up Over the Telephone

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