In our ever changing marketplace, we understand that businesses and consumers are continually looking for solutions to improve their financial position. That's why at The Credit Alternative Group, LLC, a New Jersey based company, we bring business and financial services together in one place, so we can help you create and execute a financial strategy that's right for you. The company was founded in 1990 by Lathea & Morlino Morris to provide credit management services to consumers. However, today The Credit Alternative Group has expanded and positioned itself to provide diverse business and financial services to meet the needs of not only consumers and small businesses but large companies as well.

In October 2004, the company launched its first product - The Complete Credit Management Toolkit©. Today, Credit Toolkit 3.0 is offered in the Consumer, Businessowner, Professional and Employer versions. A Prescription For Financial Health," by Morlino Morris was also released in 2004.

Our services are specially designed to provide our clients with the right kinds of solutions and strategies.
We offer five different
credit solutions. Clients choose a solution based on their budget and lifestyle.
Our seminars, workshops
and training programs make a difference in the lives of individuals and entrepreneurs across America.
Our
business services address the needs of smaller businesses by providing defined strategies and solutions for a growing company's budget. We're your resource for access to capital.
Our
employee work/life solutions provide companies affordable, valued and needed benefits for employees. Companies can provide our services as a fringe or voluntary benefit for their employees. Bring us to your location to present to your employees "A Slice of Life at Noon."

Our clients are from across the country and are a diverse group from individual consumers,
entrepreneurs, for profit large companies (banking, utilities, transportation industries) to non-profit companies. We continually work to offer our clients the most proactive solutions for ongoing changes in the marketplace.
Contact us and let us know how we can help you.  

ABOUT US

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The Credit Alternative Group

We Make a Financial Difference in the Lives of Entrepreneurs, Consumers and Employees Across America!

About Us