Employee Lunch & Learn Seminars:  

A Slice of Life at Noon

A happy employee outside the workplace is a more productive employee in the workplace. But at a time when many workers are feeling stressed out from having too many bills to pay and not  enough money to pay them, there may not be much financial peace of mind in your workplace. Give your employees the opportunity to pick-up some valuable tips in a format they can easily digest and begin implementing right away that will help them improve their basic money and credit management skills.  
Morlino Morris presents this entertaining and informative session that will provide your employees with the tools needed to help them make better spending and credit choices that will enable them to gain the financial control and peace of mind needed to become a more productive employee. Target Audience: Employees - All levels.   

"As insurance professionals we attend many seminars to maintain our professional license. As a result, we can be wary of attending a seminar for any other reason. The Credit Alternative Group's presentation was not only highly informative but also encouraging and invigorating for our employees."   Scirocco Financial Group         

Not many people understand how the mortgage process works. That's why for most first time homebuyers getting through the process can be a nerve racking experience. Even for homeowners looking to refinance, the process can present a challenge. That's why our carefully developed presentation was designed to de-mystify the process and explain in simple lay persons' terms what to look for, your rights and what takes place when you apply for a mortgage or refinancing. Target Audience: Employees - All levels.

"We learned about the 'nuts and bolts' of mortgages explained in laymen terms with The Credit Alternative Group. Also they showed how to clean up your credit report to make yourself more attractive to mortgage lenders." National Association of Black Accountants

Credit and Personal Financial Workshops & Seminars:

Master Your Credit!     

Your credit score is one of the most important assets you own. A credit score affects many different aspects of a consumer's financial life - from purchasing automobile and homeowner's insurance to a prospective employer extending that long awaited job offer. And, although just about anything can be purchased on credit, that "buy now pay later" privilege must be protected. In this information packed session attendees will learn about credit scoring, what's new in the world of credit and strategies & solutions for managing credit.
Target Audience: General - Broad appeal. Inquire about our specially designed program just for college students.                                                               
 

Stay Financially Fit: Make Healthy Spending Choices

Are you struggling financially even though your salary may classify you as a middle or upper class income earner? Your financial picture is the result of the choices you make. Do you have short and long term goals? Are your goals written down? Do you know where your money goes? Do you have a spending plan? Do you keep a daily spending record? The choices you make do determine your financial outcome. Morlino will show you how to get your finances back on track. He will share strategies for saving more of your hard earned dollars. Learn tips for reducing your debt. Learn ways to control those people who attempt to force you to spend. Learn how to identify and overcome those underlying needs that force you to spend more than you should.  Target Audience: General - Broad appeal including employees.

"Our audience learned a great deal from your presentation. It was interactive, Informative and entertaining."  AKA Sorority - St. Louis Chapter

Small Business/Entrepreneurial Workshops:

Many entrepreneurs think a compelling business plan, excellent management skills and solid goals for the future are all that's required to get a business loan. Well, it's not! Before applying for any type of financing it's essential for them to do an analysis of the relationship they have had with their credit & debt over the past years. In today's economic climate this is crucial! There is a direct correlation between managing personal finances and ability to successfully meet the capital and credit needs of a business. Entrepreneurs will learn credit management techniques & skills that will improve their chances of receiving a lender's stamp of approval. Lathea Morris will present an interactive workshop that will provide entrepreneurs with hands-on experience in developing effective financial management strategies. Target Audience: Business Owners

"Congratulations on a very informative & entertaining program. The entrepreneurs learned so much about the right way to manage credit & money."  PNC Bank

Businessowners Master Your Credit !

Financing Your Business

Undercapitalization is one of the major causes of small business failures. It is the result of not taking time to plan the capital needs of a business. Entrepreneurs will learn about various sources of financing and its pros & cons. They will gain a greater understanding of the type of financing that's right for their business and specific financial situation.
Target Audience: Business Owners

Business Plan Development Training

The smart way to start, build and secure the longevity of a business is to develop and follow a strategic plan. Most small business owners experience level is usually 15% entrepreneurial, 20% manager & 65% technician. They assume because of their technical know-how, they understand how to build a business. That is the Fatal Assumption - the root cause of most small business failures. This program is designed to be interactive throughout the training in order to provide entrepreneurs with hands-on experience in developing a strategic plan. Target Audience: Business Owners

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"Thank you for a great presentation. It made me focus again! "Very inspirational presentation - makes me want to save."
Somerset County Library System Employees 

Thank you for your illuminating presentation. It was desperately needed nd well received." AT&T Alliance of Telecommunication Workers
Lathea and Morlino Morris
Workshops & Seminars Descriptions

Call Us Now: 800.851.3506 Ext 3#