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People Across America!

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800.851.3506 Ext 3#

Can't Refinance Mortgage? Modify It!

We are currently helping some of our clients save their homes through the Loan Modification process. We are helping clients who are experiencing problems paying their mortgage! Also, we are helping clients whose financial situation is getting so tight, they will be forced to make late payments or no payment at all.


What is Loan Modification?

· Reduction of rate, terms and possibly loan balance of the first and/or second loan.
· Starting with a clean slate and new loan with the current lender to get back on track.
· A means for the lender to help clients avoid falling behind on their payments and ultimately saving 10's of     thousands of dollars in legal fees avoiding foreclosure.

Who is a candidate?

· Homeowners with recent hardships that make coming up with that monthly mortgage payment difficult.
· Homeowners who find themselves in distress and want to avoid a Short Sale, Foreclosure or Bankruptcy.

Who is not a candidate?

· Homeowners who can afford their payments but are upside down (you owe more than the value of your home). 
· Homeowners who have too much equity.
· Homeowners who have large liquid reserves in the bank.

We may have a loan modification program that will meet your current needs.
Call Us @ 800.851.3506 Ext 3#.

The Credit Alternative Group

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Stay In Your Home With a Mortgage Loan Modification
 News From The Credit Alternative Group

How Can We Help?


We work with a network of attorneys in all 50 states who negotiate directly with the loss mitigation department of the lender. This ensures the client is represented by a professional who has extensive knowledge of civil codes, knows the steps, properly prepares and packages the documentation to fast-track each case. Something this important needs to be done right the first time. You may only have one shot!

This is not a legal loophole. This is a very real and successful program that is not only helping homeowners keep their homes, but helping to stabilize our housing markets.

"I'd like to take this time to say thank you so much for everything you have done for us in order for us to keep our home. The results were even better than we ever expected. We personally want to thank your staff for all of their hard work." Jack and Loretta Klump 
 

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