The Credit Alternative Group, LLC

A Financial Services and Credit Solutions Company

We Make a Financial Difference in the Lives of
Entrepreneurs, Consumers and Employees
Across America!

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Seminars & Training Programs - Company co-founders, Lathea and Morlino's knowledge and enthusiasm inspire individuals and business owners to plan their way to business & financial success . Check them out on MorlinoandLathea.com

Improve Your Credit - 5 Solutions - Your credit score is one of the most valuable assets you own. Improve your credit history now! Choose a solution based on your budget and lifestyle.  
Employee Programs - We help employees navigate their way to financial success with ease! 

Mortgage Planning - Get the right kind of information you need in today's economic climate.

Personal Finance - Our solutions help you reach   financial success.

Small Business  - Access to capital resources plus services and products that will help you grow your business.

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The Credit Alternative Group

Credit Toolkit 3.0 -   Our comprehensive toolkit will help you raise your score and smartly
manage your credit.

CD Credit Tool Affiliates

Which version is right for you? The consumer, businessowner, professional or employer version?

Lathea and Morlino Morris's 15 Reasons Why People Put Off Improving Their Credit

You know the effects of having bad credit. You can't get approved for credit cards and loans, especially during this financial crisis. If you do get approved, it's at very high rates. You have trouble getting a job because of your bad credit. Yet, after all this, you still haven't put a plan together to improve your credit position. Why? Here are the 15 reasons.

Protect Yourself  From Identity Theft See How

Our Spotlight

Our Popular Tele-Seminar:
Managing Your Credit and Debt Through This Financial Crisis is Now Available on CD

"You provided our audience with a superb presentation that was interactive, informative and made learning fun."
New Jersey University Small Business Development Center

More Accolades

A Customer's Accolade at MorlinoandLathea.com